Ucwaningo lubonisa ukuthi inani labasebenzisi bohlelo lokusebenza leselula likhule kakhulu kulezi zinsuku ngakho-ke kukhona nezinkokhelo zamaselula. I-smartphone isiba esinye sezidingo eziyisisekelo kubantu futhi bashintsha indlela abantu abaphila ngayo, futhi manje bayashintsha indlela abakhokha ngayo. Ngakho-ke izinkampani kufanele zamukele izinkokhelo zamaselula ukuze zihlale zincintisana. Okwenziwayo okubandakanya inkokhelo ngeselula kubizwa ngokuthi inkokhelo yeselula noma ukudlulisa imali ngeselula.
Kunoxhaxha olubanzi lwamasango okukhokha atholakalayo namuhla. Ukuze sikusize ukhethe amasango okukhokha eselula asebenziseka kalula nasetshenziswa kakhulu e-India, sihlanganise uhlu lwayi-10 asetshenziswa kakhulu ngokusekelwe kokuhlangenwe nakho kwethimba lethu labathuthukisi.
1. I-Razorpay
I-Razorpay ingesinye sezixazululo zokukhokha e-India ngokusebenza kwezinga eliphezulu. Noma ubani ophromotha noma onikeza izinsizakalo zokukhokha ku-inthanethi angaba nguzakwethu nabo. Inezinkokhelo zokusetha eziziro kanye nezimali zokunakekela. Izindlela zokukhokha zifaka i-UPI, amakhadi esikweletu nawedebhithi, i-net banking, nezikhwama zemali ezifana ne-MobiKwik, i-Olamoney, njll. Lapha ku- Sigosoft, I-Razorpay ihlale iyisikhethi sethu sokuqala. Njengoba inekhithi yokuhlanganisa esekulungele ukusetshenziswa, inqubo yokuhlanganisa ilula kakhulu futhi ithatha isikhathi esingaphansi kwehora ukuba bukhoma.
Izici zayo zihlanganisa ukwenza kusebenze Okusheshayo, izindlela zokukhokha ezingu-100+, inkokhelo evikelekile, ukusekelwa kwekhasimende okuhlala kutholakala ngamakholi, izingxoxo, nama-imeyili, ideshibhodi enemininingwane yedatha yesikhathi sangempela, nokunye okuningi. Isebenzisa isisombululo se-PCI DSS sezinga 1 senqubo yokukhokha evikelekile.
Abasebenzisi abakhulu: Airtel, Goibibo, ZOHO, Zomato
Izinkundla zohlelo lokusebenza lweselula: Android & iOS
2. I-Instamojo
NjengeRazor Pay, i-Instamojo ihlale iyinketho ephezulu konjiniyela bethu njengoba isebenziseka kalula. Nge-Instamojo, umthengisi omusha angadala kalula i-akhawunti enesango lokukhokha ukuze aqoqe izinkokhelo ku-inthanethi, kungakhathaliseki ukuthi unewebhusayithi noma cha. Lokhu futhi kumahhala ezinkokhelweni zokusetha kanye nezindleko zokulungisa. I-Instamojo ingasethwa ngokushesha okukhulu. Zonke izidingo zakho zebhizinisi le-e-commerce zingaqhutshwa kule nkundla eyodwa. Imithombo yokukhokha ihlanganisa i-UPI, amakhadi esikweletu nawedebhithi, i-net banking, izikhwama zemali, njll.
Ungadala izixhumanisi zokukhokha futhi ungakwazi ukuqoqa inkokhelo kumakhasimende akho. Isixhumanisi singenziwa kusuka kudeshibhodi ye-Instamojo. Ungakwazi ukuqoqa izinkokhelo, uphathe ukuthengisa, ucubungule izinkokhelo, futhi uxazulule amacala usebenzisa uhlelo lokusebenza lweselula ngesango lokukhokha le-Instamojo. Okuhlangenwe nakho kwethu nabo kwakuwukuthi banikeza ukusekelwa kwamakhasimende ngendlela eqondile. Ngezinyathelo ezimbalwa nje abasebenzisi bangasebenzisa isevisi yabo yokwesekwa kwamakhasimende.
Abasebenzisi Abakhulu: I-UrbanClap, i-YourStory
Izinkundla zohlelo lokusebenza lweselula: Android & iOS
3. I-Paytm
Manje usungakwazi ukukhokhela izinto ezibalulekile zakho zansuku zonke kalula ku-Paytm, inkundla ye-e-commerce enkulu kunazo zonke e-India. Yisango lokukhokha lezinto zonke elinikeza izinketho eziningi zokukhokha ezihlanganisa i-UPI, amakhadi esikweletu nawedebithi, i-net banking, i-Paytm wallet, i-Paytm postpaid, njll. Ungakwazi ngisho nokukhokha izikweletu zakho, ukushajwa kabusha, futhi ubhukhe amathikithi ku-Paytm. Futhi, ayinayo imali yokusetha noma imali yokulungisa. Ukwenza kusebenze ngokushesha, ukuhlanganiswa okulula, imithombo yokukhokha engu-100+, amanani empumelelo aphezulu, ukuzizwisa okungcono kakhulu kokukhokha, ideshibhodi enamandla yokuqapha imisebenzi, nokusekelwa kwamakhasimende azinikele okutholakala ubusuku nemini yizizathu ezimbalwa ezenza izixazululo eziningi zebhizinisi zikhethe i-Paytm njengenkokhelo yazo. isango.
Uma ibhizinisi lakho linamakhasimende aseNdiya nawamazwe ngamazwe, yeka ukucabanga bese uye ku-Paytm. Nokho, ngokusekelwe kokuhlangenwe nakho kwethu, akubonakali kulula ukuyisebenzisa. Amasango okukhokha akukona okugxilwe kuwo okuyinhloko njengoba ahlinzeka ngohlu lwezinye izinkonzo. Ngaphezu kwalokho, ukuthola isango lokukhokha kudinga i-KYC, kodwa i-KYC ye-Paytm iyinkimbinkimbi futhi idla isikhathi.
Abasebenzisi Abakhulu: I-Lenskart, Inkampani yase-Urban, i-Swiggy, i-Vi
Izinkundla zohlelo lokusebenza lweselula: Android & iOS
4. PayPal
Akuyona imfihlo ukuthi izinkokhelo ze-PayPal zithandwa kakhulu, futhi enye yemikhiqizo ehamba phambili. Abantu abaningi ngisho bengenakho isipiliyoni ngezinkokhelo ze-elekthronikhi bezwile ngegama elithi “PayPal”- inkomba ecacile yesimo sayo. Lesi sixazululo sesango lokukhokha silungele abaqalayo, amabhizinisi, ama-SME nama-freelancers. I-Paypal futhi inezimali zokusetha eziyiziro kanye nezimali zokulungisa. Ezinsizeni zamazwe ngamazwe, sivame ukuya ku-Paypal, kodwa inkinga enkulu esihlangabezane nayo ngenkathi sisebenzisa i-Paypal ukuthi, kuthatha cishe izinsuku ezi-5 ukuhlanganiswa.
Ivulwe cishe noma yikuphi emhlabeni, yamukela izinhlobo zezinhlobo zemali (cishe 26), futhi itholakala cishe yonke indawo. Umphumela ucacile: I-PayPal icubungula izinkokhelo eziyizigidi ezi-5-10 nsuku zonke, futhi inani lilokhu likhula ngesisekelo samakhasimende esikhulayo.. Ukwesekwa kwamakhasimende kuhlala kutholakala ngamakholi nama-imeyili.
Abasebenzisi abakhulu: Shopify, Freshbooks, Shopmatic, WHMOS
Inkundla yohlelo lokusebenza lweselula: Android & iOS
5. I-CCAvenue
I-CCAvenue ingelinye lamasango okukhokha adumile e-India anezinketho zokukhokha ezingama-200+. Lokhu kuhlanganisa amakhadi esikweletu, amakhadi edebithi, i-net banking, i-UPI, amathuluzi akhokhelwa kusengaphambili, nokunye okuningi. Inqwaba yamathuluzi anamandla enzelwe ukugqugquzela ukusebenza okushelelayo nokusebenza kahle kwesixazululo. Ukuze uvumele ukufinyelela emhlabeni wonke, ikhasi lokuphuma litholakala ngezilimi ezingu-18 ezinkulu zase-Indian & International. Inezinkokhelo zokusetha eziyiziro futhi ingenziwa isebenze phakathi nehora.
Izici ezi-2 eziyinhloko zaleli sango lokukhokha yilezi, i-CCAvenue FRISK yokuthola ubungozi kanye ne-CCAvenue SNIP yokwenza imali izinkundla zokuxhumana. Ezinye izici zayo zihlanganisa ukucutshungulwa kwezinhlamvu zemali eziningi, ikhasi lokuphuma ngezilimi eziningi, ukwenza ngokwezifiso okulula, inketho yokuzama futhi lapho okwenziwayo kwehluleka, umzila oguqukayo ohlakaniphile ukuze uthole isango elisebenza kahle kakhulu, ikhasi lokuphuma eliphendulayo, njll. I-CCAvenue inethimba losekelo olukhulu ukuxazulula imibuzo yakho. ngezingcingo, izingxoxo, nama-imeyili.
Abasebenzisi Abakhulu: Yenza Uhambo Lwami, Myntra, Lakme, Air Asia
Izinkundla zohlelo lokusebenza lweselula: Android, Windows & iOS
6. Zaakpay
Leli isango lokukhokha elakhiwe ngabakwaMobiKwik eNdiya. Ilungele amabhizinisi amancane, aphakathi nendawo kanye nabaqalayo futhi ayinayo imali yokusetha nokulungisa. Inezindlela ezihlukahlukene zokukhokha njenge-UPI, amakhodi e-QR, amakhadi esikweletu nawemali, i-net banking, njll. Futhi, inezinketho zokuhlanganisa ezivumelana nezimo ukuze kube lula kubasebenzisi ukuhlanganisa leli sango lokukhokha nesicelo sabo seselula. Kuthatha usuku olulodwa kuphela ukuhlanganisa i-Zaakpay.
Izici zayo zihlanganisa okwenziwayo okuvikelekile, ideshibhodi enamandla yokuphatha izinkokhelo ngendlela efanele, izinga elincishisiwe lemisebenzi ehlulekile, ikhasi lokuphuma elenziwe ngendlela oyifisayo ukuze ufanise umkhiqizo wakho ne-UI ebushelelezi, amanani athengekayo, nokwesekwa kwamakhasimende okungu-24*7. Isebenzisa isango elithobelanayo le-PCI DSS lokugcina idatha yomsebenzisi iphephile futhi ivikelekile.
Abasebenzisi abakhulu: Uber, IRCTC, Indiamart, Akbar travels
Izinkundla zohlelo lokusebenza lweselula: Android & iOS
7. UJuspay
I-Juspay ingelinye lamasango okukhokha athenjwe kakhulu eNdiya. Iningi lezinkampani eziholayo ziyisebenzisa njengesixazululo esithembekile sokuthengiselana okuvikelekile ku-inthanethi. Ukusebenza kahle kwayo kanye nokusebenza kahle kwezindleko kuyenza ibe inketho efanelekile yezinhlelo zokusebenza zeselula. I-Juspay ayikhokhisi noma yiziphi izimali zokusetha noma izimali zokulungisa. Kodwa izimali zokuthengiselana zenziwe ngendlela oyifisayo. Inqubo yokusetha esheshayo iyinhlanganisela.
Umuzwa wokuphuma olungiseka ngokugcwele, ukuhlanganiswa okukodwa kwawo wonke amanethiwekhi, ukuphuma kwe-Express kungezinye zezici ze-Juspay. Ungabuza imibuzo yakho futhi ufune ukwesekwa kwamakhasimende ngama-imeyili.
Abasebenzisi Abakhulu: Snapdeal, redBus, Book My Show, Zoomcar
Izinkundla zohlelo lokusebenza lweselula: Android & iOS
8. I-Cashfree
I-Cashfree isango lokukhokha e-India elinenhlobo ebanzi engu-120+ yezinketho zokukhokha njengamakhadi esikweletu nawedebhithi, i-net banking, izikhwama zeselula, nokunye okuningi. Ngaphandle kwalokhu futhi bahlinzeka ngezinketho zokukhokha ngaphandle kwekhadi njengemali ye-Zest, imali ye-Ola, njll. Yakhelwe izidingo eziphelele zebhange zebhizinisi. Uma usuqedile ngezinqubo, ungaya bukhoma emahoreni angama-24.
Isango lokukhokha le-Cashfree livumela izinkokhelo zamazwe ngamazwe futhi iwukuphela kwesixazululo esinikeza imbuyiselo esheshayo. Izici zayo ezinkulu zifaka ukuqoqwa kwenkokhelo, inkokhelo ephindelelayo, nenkokhelo. Inenqubo elula kakhulu yokugibela futhi amakhasimende azothola ukusekelwa kwamakhasimende amahora angama-24 ohlangothini lwawo. Lokhu kunama-API enziwe ngendlela oyifisayo kakhulu ukuvumela abasebenzisi ukuthi bafinyelele ukugeleza kokukhokha kwabo abakufunayo.
Abasebenzisi abakhulu: I-Puma, imoto ye-Zoom, ama-Inshort, ama-Grofers
Izinkundla zohlelo lokusebenza lweselula: Android & iOS
9. QPay India
Lesi yisixazululo sokukhokha sedijithali esisheshayo, esivikelekile, esiqinile, futhi esithembekile futhi. Iphinde ibe nezinketho zokukhokha ezahlukahlukene njengamakhadi esikweletu nawedebithi, i-UPI, i-net banking, nokuningi. Uma udinga i-POS ephathekayo yenkokhelo yakho yeselula, kungcono ukhethe i-QPay. Uma kuziwa ekuvikelekeni, kuqinisekiswa i-PCI DSS. Ayikhokhelwa ezinkokhelweni zokusetha kanye nezindleko zokuyilungisa kodwa kuthatha izinsuku ezi-3 kuya kwezi-5 ukusetha uhlelo.
Izici ze-QPay zihlanganisa ukuphathwa kokukhwabanisa, ukuphuma kweselula, imibiko yezibalo yesikhathi sangempela, ukuhlanganiswa okusheshayo, inketho yokuzama futhi lapho okwenziwayo kwehluleka, ukusekelwa ngemali eningi, ukwamukelwa kwamakhadi ngamazwe ngamazwe, ikhasi lokuphuma ngezilimi eziningi, nokunye okuningi. Abasebenzisi bangasebenzisa ukwesekwa kwamakhasimende 24*7*365 ngezingxoxo, i-imeyili, noma ngocingo.
Inkundla yohlelo lokusebenza lweselula: Android, iOS, Windows
10. I-India Pay
Inkundla ye-IndiaPay inika amandla okwenziwayo kwejubane eliphezulu, okuvikelekile, okuthembekile, kwesikhathi sangempela nge-inthanethi. Izinketho zayo zokukhokha zifaka amakhadi esikweletu nawedebithi, amasheke, i-UPI, njll. Ngokungafani namanye amasango okukhokha, inezindleko zokusetha eziguquguqukayo kanye nezindleko zokuyilungisa.
Inkokhelo yase-India inokuhlanganiswa okulula kakhulu njengoba inama-API okuhlanganisa noma yikuphi futhi kanye nalokhu, inikeza abasebenzisi ulwazi lomsebenzisi olungenazihibe. Noma nini lapho uhlangabezana nezinkinga usebenzisa uhlelo, ungafinyelela isevisi yamakhasimende, etholakala 24/7.
Abasebenzisi Abakhulu: I-India mart
Izinkundla zohlelo lokusebenza lweselula: Android & iOS
Amazwi okuvala,
Ukuba nesango lokukhokha lohlelo lwakho lokusebenza lweselula kuhlale kuyisinqumo esingcono kakhulu sokuqhubeka kule makethe yokuncintisana. Njengoba kunezinketho eziningi ezitholakalayo, kuyisibopho sethu ukukhetha okufanelekela ibhizinisi lethu. Kuye ngezinhloso zayo ezithile, isango ngalinye lokukhokha linezici zalo ezihlukile. Khetha leyo evumelana kangcono nezidingo zakho bese uthatha isinyathelo esilandelayo ohambweni lwakho lwebhizinisi.