Kwihlabathi lanamhlanje elinxibeleleneyo, urhwebo lwamazwe ngamazwe luhambela phambili. Amashishini abo bonke ubukhulu afikelela kubathengi ukuwela imida, kwaye eyona nto ibalulekileyo kwimpumelelo lisango elithembekileyo lentlawulo yamazwe ngamazwe. La masango asebenza njengabalamli abakhuselekileyo, aququzelela utshintshiselwano lwe-intanethi phakathi kwabathengi nabathengisi kwihlabathi liphela. Ukukhetha isango lentlawulo lamazwe ngamazwe elililo libalulekile kumava omthengi agudileyo kunye nokusebenza kakuhle kweshishini.  

Nanku ukuntywila nzulu kumasango ali-10 entlawulo yamazwe ngamazwe

1. ngombala

Idume ngojongano olusebenziseka lula kunye neempawu ezomeleleyo, iStripe iyintandokazi phakathi kwamashishini abo bonke ubukhulu. Iqhayisa nge-API enamandla yokudibanisa lula kunye namaqonga ahlukeneyo, enika isisombululo esinokwenziwa ngokwezifiso. I-Stripe igqwesile ekufikeleleni kwihlabathi, ixhasa ngaphezulu kweemali ezili-135 kunye neendlela ezininzi zokuhlawula, iyenza ilungele amashishini aneminqweno yehlabathi.   

2. PayPal 

Igama lekhaya kwiintlawulo ze-intanethi, i-PayPal inikezela ngeqonga eliqhelekileyo nelithembekileyo kuwo omabini amashishini kunye nabathengi. Inika indlela ekhuselekileyo yokwamkela iintlawulo ngaphandle kwabathengi abafuna ukwabelana ngolwazi lwabo lwezemali ngokuthe ngqo, ukukhuthaza ukuthembana kunye nokulula. Ngelixa umrhumo wentengiselwano unokuba phezulu kancinci xa uthelekiswa nabanye okhuphisana nabo, ukuqondwa kophawu lwe-PayPal kunye nokukhuselwa komthengi kunokuba zii-asethi ezixabisekileyo. 

3. Worldpay

Inkokeli yehlabathi ekusetyenzweni kwentlawulo, iWorldpay yiFIS ibonelela ngoluhlu olubanzi lwezisombululo kumashishini abo bonke ubukhulu. Babonelela ngokhuseleko oluthembekileyo noluthembekileyo lwentlawulo kuzo zonke iindlela ezahlukeneyo, kubandakanya i-intanethi, ivenkile, kunye neselfowuni. IWorldpay yaziwa ngezixhobo zayo zokuthintela ubuqhophololo kunye neempawu zolawulo lomngcipheko, eqinisekisa uxolo lwengqondo lomrhwebi. 

4. Adyen 

Ithenjwa zezinye iibrendi ezinkulu zehlabathi, i-Adyen liqonga lokuqhuba intlawulo elinamandla elibonelela abathengisi abakwizinga eliphezulu. Banikezela ngesisombululo sorhwebo esidibeneyo esilungelelanisa i-intanethi, iselula, kunye neentlawulo zevenkile, ebonelela ngamava angaguqukiyo kubathengi kuwo onke amajelo. Ugxininiso luka-Adyen ku-scalability kunye nohlalutyo oluphambili luyenza ilungele amashishini amakhulu aneemfuno zentlawulo ezinzima. 

5. 2Checkout

Ubungcali kurhwebo lwe-e-lehlabathi, i-2Checkout ibonelela kumashishini athengisa kumazwe ngamazwe. Banikezela ngeendlela zokuhlawula zendawo, izixhobo zokulawula irhafu, kunye nenkxaso yeemali ezininzi. I-2Checkout yenza lula ukuntsonkotha kokuthengiswa kwamanye amazwe, ikwenza kube lula kumashishini ukufikelela kubathengi kwihlabathi liphela.   

6. IBraintree 

Igxininise kwiintlawulo zokuqala eziphathwayo, iBraintree ibonelela ngeqonga elisebenziseka lula elilungiselelwe ngokukodwa ukuthengwa kwe-app kunye ne-wallets ephathwayo. Ibonelela ngenkqubo yokuphuma elungelelanisiweyo, okwenza kube lula kubathengi ukugqiba ukuthengiselana kwii-smartphones zabo. I-Braintree idibanisa ngaphandle komthungo kunye ne-PayPal, inika isisombululo esibanzi kwiintlawulo zeselula. 

7. Jonga.com 

Eli sango likhula ngokukhawuleza libonelela ngeqonga eliqinileyo kumashishini anobungozi obuphezulu kunye namashishini aneemfuno zentlawulo enzima. Banikezela ngezixhobo eziphambili zokuthintela ubuqhetseba, iinketho zokuhlawula ngokwezifiso, kunye nenkxaso yeendlela ezahlukeneyo zokuhlawula, kubandakanya nezisombululo ezizezinye kunye nezivelayo. I-Checkout.com ibonelela kakuhle kumashishini afuna isisombululo esikhuselekileyo nesiguquguqukayo sokwenza intlawulo. 

8. SagePay 

Eli sango likhula ngokukhawuleza libonelela ngeqonga eliqinileyo kumashishini anobungozi obuphezulu kunye namashishini aneemfuno zentlawulo enzima. Banikezela ngezixhobo eziphambili zokuthintela ubuqhetseba, iinketho zokuhlawula ngokwezifiso, kunye nenkxaso yeendlela ezahlukeneyo zokuhlawula, kubandakanya nezisombululo ezizezinye kunye nezivelayo. I-Checkout.com ibonelela kakuhle kumashishini afuna isisombululo esikhuselekileyo nesiguquguqukayo sokwenza intlawulo. 

9. Amazon Pay 

Eli sango likhula ngokukhawuleza libonelela ngeqonga eliqinileyo kumashishini anobungozi obuphezulu kunye namashishini aneemfuno zentlawulo enzima. Banikezela ngezixhobo eziphambili zokuthintela ubuqhetseba, iinketho zokuhlawula ngokwezifiso, kunye nenkxaso yeendlela ezahlukeneyo zokuhlawula, kubandakanya nezisombululo ezizezinye kunye nezivelayo. I-Checkout.com ibonelela kakuhle kumashishini afuna isisombululo esikhuselekileyo nesiguquguqukayo sokwenza intlawulo. 

10. Payoneer 

Eli qonga lokuhlawula lehlabathi libonelela ngokukodwa kwii-freelancers, iimarike, kunye namashishini aneemfuno zentlawulo yamazwe ngamazwe. Banikezela ngezisombululo ezikhuselekileyo nezingabizi kakhulu zokuthumela nokufumana iintlawulo kwimida. I-Payoneer yenza lula ukulawula intengiselwano kunye neentlawulo zamazwe ngamazwe, iyenze ilungele amashishini anabasebenzi abazimeleyo behlabathi okanye amajelo okuthengisa amazwe ngamazwe. 

Ukukhetha iSango seNtlawulo yaMazwe ngaMazwe eLungileyo

Isango elifanelekileyo lentlawulo yamazwe ngamazwe kwishishini lakho lixhomekeke kwizinto ezininzi:  

• Ubungakanani beshishini kunye neemfuno: Qwalasela umthamo wakho wentengiselwano, iimarike ekujoliswe kuzo, kunye neentlobo zeemveliso okanye iinkonzo ozinikezelayo.  

• Iindlela zokuhlawula ziyaxhaswa: Qinisekisa ukuba isango lixhasa iindlela zokuhlawula ezikhethwa ngabathengi bakho kwiimarike ezijoliswe kuzo.  

• Amaxabiso nemirhumo: Thelekisa iimali zentengiselwano, iintlawulo zenyanga, kunye nazo naziphi na iindleko ezongezelelweyo ezinxulumene namasango ahlukeneyo.  

• Ukhuseleko nokuthotyelwa: Khetha isango elinemilinganiselo yokhuseleko elomeleleyo kunye nokuthotyelwa kwemimiselo yokuhlawula efanelekileyo.  

• Ukusetyenziswa ngokulula kunye nokudibanisa: Vavanya ujongano lomsebenzisi kunye nokuba isango lidibana njani neqonga lakho elikhoyo okanye inqwelo yokuthenga.  

• Uxhaso lwabathengi: Cinga ngokufumaneka kunye nomgangatho wenkxaso yabathengi enikezelwa ngumboneleli wesango.  

Ngaphandle kwe-10 ephezulu

Imbonakalo yomhlaba yamasango entlawulo yamazwe ngamazwe inkulu kwaye ihlala iguquka. Nazi ezinye iinketho ezongezelelweyo onokuziqwalasela ngokuxhomekeke kwiimfuno zakho ezithile:

• Gunyazisa.Net 

Ukhetho oludumileyo lwamashishini eUnited States, anikezela ngeqonga elisebenziseka lula kunye nezixhobo ezinamandla zokuthintela ubuqhophololo. 

• Payline Data 

Iingcali kumashishini asekelwe kwi-subscription, ukubonelela ngeempawu zokuhlawula rhoqo kunye nokudityaniswa kunye namaqonga olawulo lobhaliso oludumileyo.  

• Skrill

Isango elisekiweyo elilungiselela ungcakazo kwi-intanethi kunye namashishini asemngciphekweni omkhulu, aneempawu ezifana neentlawulo ezingachazwanga.  

• dla 

Igxininise kwiintlawulo ze-ACH (i-Automated Clearing House) e-United States, ilungele amashishini ajongene nomthamo omkhulu, ukuthengiswa kwexabiso eliphantsi.  

• Ngaphandle kwekhadi

Ikhethekileyo kwiintlawulo eziphindaphindiweyo ngokudluliselwa kwebhanki, ukunika isisombululo esineendleko ezisebenzayo kumashishini okubhaliselwa eYurophu nakweminye imimandla. 

 

IiNdlela ezikhulayo kwiiNtlawulo zamazwe ngamazwe

• Vula iBhanki: Le teknoloji ivumela ababoneleli beqela lesithathu ukuba bafikelele kwidatha yezemali yabathengi ngemvume yabo, enokukhokelela kwiindlela zokuhlawula ezikhawulezayo nezikhuselekileyo.  

•Ezinye iindlela zokuHlawula: Izipaji eziphathwayo, iimali zedijithali, kwaye uthenge ngoku, uhlawule ukhetho lwamva lufumana ukuthambekela kwihlabathi, kwaye amasango axhasa ezi ndlela aya kubekwa kakuhle ekukhuleni kwexesha elizayo.  

• Gxininisa kuKhuseleko: Njengoko ubugebenga bekhompyutha buqhubeka nokuvela, iindlela zokuhlawula amazwe ngamazwe ziya kufuneka zityale imali kumanyathelo okhuseleko asezantsi ukukhusela idatha yabathengi enovakalelo. 

 

Ikamva leeNtlawulo zamazwe ngamazwe 

Ikamva leentlawulo zamazwe ngamazwe kulindeleke ukuba libone ukugxila okuqhubekayo koku:  

• Amava oMthengi angenamthungo: I-Gateways iya kuzama ukubonelela ngeenkqubo zokuphuma ngaphandle kwe-frictionless, ukulungiselela imfuno ekhulayo yokulula kwintengiselwano kwi-intanethi.  

• Ukufumaneka kwendawo: Amasango aya kulungelelanisa ukukhethwa kwentlawulo yendawo kunye nemimiselo kumazwe ahlukeneyo, ukuqinisekisa amava agudileyo kubo bobabini abarhwebi kunye nabathengi.  

• Ulwazi oluqhutywa yiDatha: Amashishini aya kuphucula idatha eqokelelwe ngamasango entlawulo yamazwe ngamazwe ukufumana ulwazi oluxabisekileyo malunga nokuziphatha kwabathengi kunye nokwandisa izicwangciso zabo zokuhlawula.

isiphelo

Ukukhetha isango elililo lentlawulo yamazwe ngamazwe sisigqibo esibalulekileyo kumashishini afuna ukwandisa ukufikelela kwawo kwihlabathi jikelele. Ngokuqonda amandla kunye nobuthathaka bababoneleli abahlukeneyo kunye nokuqwalasela iintsingiselo zexesha elizayo, unokukhetha isango elixhobisa ishishini lakho ukuba liphumelele kwimeko yorhwebo lwamazwe ngamazwe oluhlala luvela.