Masiku ano m’mayiko ogwirizana, malonda a mayiko akuyenda bwino. Mabizinesi amitundu yonse akufikira makasitomala kudutsa malire, ndipo chofunikira kwambiri kuti apambane ndi njira yodalirika yolipirira mayiko ena. Zipatazi zimagwira ntchito ngati mkhalapakati wotetezeka, kuwongolera zochitika zapaintaneti pakati pa ogula ndi ogulitsa padziko lonse lapansi. Kusankha njira yoyenera yolipirira yapadziko lonse lapansi ndikofunikira kuti kasitomala azidziwa bwino komanso kuti bizinesi ikhale yabwino.  

Pano pali kulowa pansi pazipata zapamwamba 10 zapadziko lonse zolipira

1. Sungani

Wodziwika bwino chifukwa cha mawonekedwe ake osavuta kugwiritsa ntchito komanso mawonekedwe ake olimba, Stripe ndiyokondedwa pakati pa mabizinesi amitundu yonse. Ili ndi API yamphamvu yophatikizika mosavuta ndi nsanja zosiyanasiyana, yopereka yankho losinthika. Stripe ndiyopambana padziko lonse lapansi, imathandizira ndalama zopitilira 135 ndi njira zingapo zolipirira, zomwe zimapangitsa kuti ikhale yabwino kwa mabizinesi omwe ali ndi zokhumba zapadziko lonse lapansi.   

2. PayPal 

Dzina lapanyumba pamalipiro apaintaneti, PayPal imapereka nsanja yodziwika bwino komanso yodalirika kwa mabizinesi ndi ogula. Zimapereka njira yotetezeka yolandirira malipiro popanda makasitomala omwe akufunika kugawana nawo zambiri zachuma zawo, kumalimbikitsa kukhulupirirana komanso kumasuka. Ngakhale ndalama zolipirira zitha kukhala zokwera pang'ono poyerekeza ndi ena omwe akupikisana nawo, kuzindikira mtundu wa PayPal ndi chitetezo cha ogula kungakhale chuma chamtengo wapatali. 

3. Worldpay

Mtsogoleri wapadziko lonse pakuchita zolipirira, Worldpay yolembedwa ndi FIS imapereka mayankho atsatanetsatane abizinesi amitundu yonse. Amapereka njira zolipirira zotetezeka komanso zodalirika pamakina osiyanasiyana, kuphatikiza pa intaneti, m'sitolo, ndi mafoni. Worldpay imadziwika ndi zida zake zapamwamba zopewera chinyengo komanso njira zowongolera zoopsa, kuwonetsetsa kuti amalonda azikhala ndi mtendere wamumtima. 

4. Adyen 

Adyen ndi imodzi mwazinthu zazikulu kwambiri padziko lonse lapansi zopangira zolipirira zomwe zimapatsa amalonda otsika mtengo. Amapereka yankho logwirizana lazamalonda lomwe limathandizira kulipira pa intaneti, mafoni am'manja, ndi m'sitolo, zomwe zimapereka chidziwitso chokhazikika kwa makasitomala pamakina onse. Kuyang'ana kwa Adyen pa scalability ndi analytics apamwamba kumapangitsa kukhala koyenera kwa mabizinesi akulu omwe ali ndi zovuta zolipira. 

5. 2Checkout

Katswiri wazamalonda wapadziko lonse lapansi, 2Checkout imathandizira mabizinesi akugulitsa padziko lonse lapansi. Amapereka njira zolipirira zam'deralo, zida zowongolera misonkho, ndi chithandizo chandalama zingapo. 2Checkout imathandizira zovuta zamabizinesi apadziko lonse lapansi, kupangitsa kuti mabizinesi azitha kufikira makasitomala padziko lonse lapansi.   

6. Wopepuka 

Imayang'ana kwambiri zolipira zoyambira mafoni, Braintree imapereka nsanja yosavuta kugwiritsa ntchito yomwe idapangidwira kugula mkati mwa pulogalamu ndi ma wallet am'manja. Imapereka njira yolipirira yowongolera, kupangitsa kuti makasitomala athe kumaliza ntchito zawo pama foni awo. Braintree imaphatikizana mosasunthika ndi PayPal, ndikupereka yankho lathunthu pakulipirira mafoni. 

7. Checkout.com 

Chipata chomwe chikukula mwachangu ichi chimapereka nsanja yolimba kwa mafakitale omwe ali pachiwopsezo chachikulu komanso mabizinesi omwe ali ndi zovuta zolipira. Amapereka zida zapamwamba zopewera chinyengo, njira zolipirira zomwe mungasinthire, ndikuthandizira njira zosiyanasiyana zolipirira, kuphatikiza njira zina ndi zomwe zikubwera. Checkout.com imathandizira bwino mabizinesi omwe akufuna njira yolipirira yotetezeka komanso yosinthika. 

8. Malipiro a Sage 

Chipata chomwe chikukula mwachangu ichi chimapereka nsanja yolimba kwa mafakitale omwe ali pachiwopsezo chachikulu komanso mabizinesi omwe ali ndi zovuta zolipira. Amapereka zida zapamwamba zopewera chinyengo, njira zolipirira zomwe mungasinthire, ndikuthandizira njira zosiyanasiyana zolipirira, kuphatikiza njira zina ndi zomwe zikubwera. Checkout.com imathandizira bwino mabizinesi omwe akufuna njira yolipirira yotetezeka komanso yosinthika. 

9. Amazon Pay 

Chipata chomwe chikukula mwachangu ichi chimapereka nsanja yolimba kwa mafakitale omwe ali pachiwopsezo chachikulu komanso mabizinesi omwe ali ndi zovuta zolipira. Amapereka zida zapamwamba zopewera chinyengo, njira zolipirira zomwe mungasinthire, ndikuthandizira njira zosiyanasiyana zolipirira, kuphatikiza njira zina ndi zomwe zikubwera. Checkout.com imathandizira bwino mabizinesi omwe akufuna njira yolipirira yotetezeka komanso yosinthika. 

10. Payoneer 

Njira yolipirira yapadziko lonse lapansi iyi imathandizira makamaka kwa odzipereka, misika, ndi mabizinesi omwe ali ndi zosowa zapadziko lonse lapansi. Amapereka njira zotetezeka komanso zotsika mtengo zotumizira ndi kulandira malipiro kudutsa malire. Payoneer imathandizira kuyang'anira zochitika zapadziko lonse lapansi ndi zolipira, zomwe zimapangitsa kuti zikhale zabwino kwa mabizinesi omwe ali ndi antchito odziyimira pawokha padziko lonse lapansi kapena njira zogulitsa zapadziko lonse lapansi. 

Kusankha Njira Yoyenera Yolipirira Padziko Lonse

Njira yabwino yolipirira bizinesi yanu kutengera zinthu zingapo:  

• Kukula kwa bizinesi ndi zosowa: Ganizirani kuchuluka kwa malonda anu, misika yomwe mukufuna, ndi mitundu yazinthu kapena ntchito zomwe mumapereka.  

• Njira zolipirira zimathandizidwa: Onetsetsani kuti chipata chimathandizira njira zolipirira zomwe makasitomala anu amakonda m'misika yomwe mukufuna.  

• Mitengo ndi zolipiritsa: Fananizani zolipirira zamalonda, zolipiritsa pamwezi, ndi zina zilizonse zokhudzana ndi zipata zosiyanasiyana.  

• Chitetezo ndi kutsata: Sankhani chipata chokhala ndi njira zachitetezo champhamvu ndikutsata malamulo oyenera olipira.  

• Kusavuta kugwiritsa ntchito ndi kuphatikiza: Yang'anani mawonekedwe a ogwiritsa ntchito ndi momwe chipatacho chimalumikizirana mosavuta ndi nsanja yomwe ilipo kapena ngolo yogulira.  

• Thandizo la Makasitomala: Ganizirani za kupezeka ndi mtundu wa chithandizo chamakasitomala choperekedwa ndi wopereka zipata.  

Pamwamba pa Top 10

Maonekedwe a zipata zapadziko lonse lapansi zolipira ndi zazikulu komanso zikusintha nthawi zonse. Nazi zina zowonjezera zomwe mungaganizire kutengera zomwe mukufuna:

• Lolani.Net 

Chisankho chodziwika bwino chamakampani ku United States, chopereka nsanja yosavuta kugwiritsa ntchito komanso zida zolimba zopewera chinyengo. 

• Payline Data 

Imakhazikika pamabizinesi olembetsa, omwe amapereka zolipiritsa mobwerezabwereza komanso kuphatikiza ndi nsanja zodziwika bwino zolembetsa.  

• Skrill

Chipata chokhazikitsidwa bwino chothandizira kutchova njuga pa intaneti ndi mafakitale omwe ali pachiwopsezo chachikulu, okhala ndi zinthu monga malipiro osadziwika.  

• Dwola 

Imayang'ana kwambiri pamalipiro a ACH (Automated Clearing House) ku United States, abwino kwa mabizinesi omwe akuchita ndi kuchuluka kwakukulu, kotsika mtengo.  

• GoCardless

Imakhazikika pakulipira mobwerezabwereza kudzera mukusamutsa kubanki, ndikupereka njira yotsika mtengo yamabizinesi olembetsa ku Europe ndi zigawo zina. 

 

Zomwe Zikubwera Pamalipiro Amayiko Akunja

• Open Banking: Ukadaulowu umalola opereka chipani chachitatu kuti azitha kupeza data yamakasitomala ndi chilolezo chawo, zomwe zitha kubweretsa njira zolipirira mwachangu komanso zotetezeka.  

• Njira Zina Zolipirira: Zikwama zam'manja, ndalama za digito, ndikugula tsopano, zolipira pambuyo pake zikuyenda bwino padziko lonse lapansi, ndipo zipata zomwe zimathandizira njirazi zitha kukhazikitsidwa bwino pakukula kwamtsogolo.  

• Yang'anani pa Chitetezo: Pamene umbava wa pa intaneti ukupitilirabe, njira zolipira zapadziko lonse lapansi zidzafunika kuyika ndalama pachitetezo chachitetezo kuti ateteze zambiri zamakasitomala. 

 

Tsogolo la Malipiro Padziko Lonse 

Tsogolo lamalipiro apadziko lonse lapansi likuwoneka kuti likupitilirabe:  

• Kukumana ndi Makasitomala Mopanda Msoko: Ma Gateways ayesetsa kupereka njira zolipirira popanda mikangano, zomwe zikugwirizana ndi kufunikira komwe kukukulirakulira pakuchita bwino pa intaneti.  

• Kukhazikika: Ma Gateways asintha malinga ndi zomwe amakonda ndi zolipira zakomweko m'maiko osiyanasiyana, kuwonetsetsa kuti amalonda ndi makasitomala amayenda bwino.  

• Malingaliro Oyendetsedwa ndi Data: Mabizinesi adzagwiritsa ntchito zambiri zomwe zasonkhanitsidwa kudzera m'zipata zapadziko lonse lapansi kuti adziwe zambiri zamakasitomala komanso njira zolipirira.

Kutsiliza

Kusankha njira yoyenera yolipirira mayiko ndi lingaliro lofunikira kwa mabizinesi omwe akufuna kukulitsa kufikira kwawo padziko lonse lapansi. Pomvetsetsa mphamvu ndi zofooka za opereka osiyanasiyana ndikuganizira zomwe zidzachitike m'tsogolo, mutha kusankha njira yomwe imathandizira bizinesi yanu kuti ichite bwino pazamalonda apadziko lonse lapansi.