ngemuva kwesikhathi

 

I-Pay Later Apps idlala indima ebalulekile ekuphathweni kwemali. Izikweletu zikagesi, izikweletu zamanzi, ukushajwa kabusha kweselula, ukushajwa kabusha kwe-DTH, igrosa yansuku zonke, izindleko zobisi njll., kunikeza umndeni wesigaba esiphakathi isimo esingesihle njalo ngenyanga. Hhayi okomndeni kuphela kodwa nabafundi, imali yabo yephakethe yokushajwa kabusha, ukudla okulula nokunye okuningi. Kodwa izikhathi ezithile lapho uphelelwa imali, Kunzima ukuhlangabezana nesiphetho ezinsukwini ezimbalwa zokugcina zenyanga. Nasi isikhathi sokusebenzisa i-Pater Later Apps

 

Zisebenza Kanjani Izinhlelo Zokusebenza Ezikhokha Kamuva?

 

Ukuphathwa Kwemali kusisiza ukuba siphile impilo esiyifunayo ngaphandle kwengcindezi yezimali. Khokha kamuva Izinhlelo zokusebenza zinikeza isikweletu esilinganiselwe, akumahhala, kodwa singakhokha kamuva ngemva kwesonto elilodwa noma inyanga eyodwa noma kamuva ngokohlelo. Yebo! Singakwazi uku-oda manje, futhi okhokha isikweletu uzokhokha. Ezinye izinhlelo zokusebenza ezikhokha kamuva zinikeza ukusekelwa komthengisi ungaxhunyiwe ku-inthanethi. Ingxenye engcono kakhulu yohlelo lokusebenza lwe-Pay kamuva ukuthi alunanzalo. Khokha kamuva Uhlelo lokusebenza lungasetshenziselwa izinkokhelo zezikweletu, izinkokhelo zerenti, ukuthenga igilosa njll.

 

Kungani kufanele ngisebenzise Izinhlelo zokusebenza ze-Pay Later?

 

Khokha kamuva Izinhlelo zokusebenza 

  • Ukuphathwa Kwemali kuwumgomo oyinhloko wezinhlelo zokusebenza ze-Pay later
  • Imodi ephephe kunazo zonke yokwenziwayo njengoba singafuni ukungena ku-akhawunti yethu ngaso sonke isikhathi. 
  • Asifuni ukukhathazeka ngokuhluleka kokwenziwe kanye nenqubo yokubuyisela imali
  • Okuhle kakhulu kubafundi abakwazi ukuphatha imali yabo ngobuhlakani futhi nabazali bangahlaziya indlela yokusebenzisa imali yengane futhi

Amasayithi amaningi abathengisi ahlanganise amasayithi okukhokha kamuva njengengxenye yezinketho zabo zokukhokha. Inani labasebenzisi balezi zinhlelo zokusebenza kungenzeka likhule ngokwanda kokusetshenziswa kwama-smartphone nezimakethe ze-inthanethi. Ngokukhula koshintsho lwedijithali, ukusetshenziswa kwezinhlelo zokusebenza ze-Buy manje ezikhokha kamuva kukhuphukele phezulu. 

 

Iziphi Izinhlelo zokusebenza Ezingcono Kakhulu Zokukhokha Kamuva?

 

Khokha kamuva Izinhlelo zokusebenza ziyefana namakhadi esikweletu, kodwa Uhlelo Lokusebenza ngeke lunikeze noma yiliphi ikhadi eliphathekayo. Kufana nesikhwama semali. Namuhla, izinhlelo zokusebenza eziningi zinikeza indlela ye-Pay kamuva, futhi lokhu sekuyingxenye yempilo yethu. Uma umuntu esemsebenzisile, angaba sendaweni yokunethezeka ukuze asebenzise lokhu. Okwakamuva kanye uhlelo lokusebenza olusha lokukhokha kamuva lungezansi

Ake sibheke izici nezinzuzo zezinhlelo zokusebenza ezihamba phambili ze-Pay kamuva:

 

Ilula

izinhlelo zokusebenza ezilula zokusekela

 

I-Simpl ingenye yezinhlelo zokusebenza ze-Pay kamuva ezikhula ngokushesha e-India. Njengoba igama layo libonisa, kulula ukuyisebenzisa futhi inokusekelwa okuhle kakhulu kwamakhasimende. I-Simple inikeza ukuthengiselana nabathengisi abaningi. Umkhawulo wokusebenzisa uzokhula njalo ngokuya ngemikhuba yokuchitha, amandla ephrofayili yekhasimende, kanye nokukhokha okuvamile. Ukukhokha izikweletu okuvamile kuyisici esibalulekile sokuthuthukisa imikhawulo yezikweletu. I-Simpl inikeza ukuthengiselana kwezinhlelo zokusebenza eziningi zomthengisi nezinhlelo zokusebenza zesevisi.

I-Simpl ayinikezi kuphela i-App yegrosa eku-inthanethi kodwa futhi nokushajwa kwezinkokhelo zanyanga zonke, practo like Uhlelo lokusebenza lwe-Telemedicine njll

 

I-LazyPay

 

 

I-LazyPay ingesinye sezitolo ezisezingeni eliphezulu manje futhi esikhokha izinhlelo zokusebenza kamuva. Iza nezinketho ezintathu: khokha kamuva, imalimboleko yomuntu siqu esheshayo, kanye ne-EMI. Singakha i-akhawunti yokukhokha evilaphayo ngenombolo yethu yeselula ngohlelo lokusebenza noma iwebhusayithi. I-LazyPay yamukelwa abathengisi abangaphezu kwe-100, kuhlanganisa Ukudla Delivery App njenge-Zomato, i-Swiggy, i-Dunzo, i-Uber njll. Banomjikelezo wezinsuku eziyi-15 okumele ubanjwe ngomhlaka-3 no-18 wenyanga ngayinye. Nge-LazyPay, isici esiyinhloko ukuthi uma sihluleka ukubuyisela ngesikhathi, inhlawulo yenhlawulo izoba ngaphansi kwalabo esiqhudelana nabo.

 

Yini eyenza iLazypay ihluke kwabanye?

 

  • I-LazyPay inikeza isiqinisekiso mayelana nokuvikeleka okuphezulu kwezentengiselwano nokugcinwa kwedatha.
  •  I-LazyPay ilandela ngokuqinile yonke imihlahlandlela ekhishwe yi-RBI. 
  • Ngeke kube khona ukwehluleka kokwenziwe ekhasini lokuphuma.
  • Uhlelo lokusebenza oluhle kakhulu lwakamuva lwabafundi.

 

I-Paytm Postpaid

iposi le-paytm likhokhelwe

 

Singasho ukuthi i-postpaid ye-Paytm ngokungangabazeki iwuhlelo oluhle kakhulu lwe-Pay kamuva. Isici esibalulekile ukuthi inikeza ukuthenga ungaxhunyiwe ku-inthanethi ngokuskena ikhodi ye-QR kanye ne-inthanethi. Futhi, thola ikhredithi esheshayo efika ku-Rs. 60,000 phakathi nemizuzu ngokufanele. Singashintsha izindleko zethu zekhredithi zibe ama-EMI angu-6. Kulula ukwakha i-akhawunti ye-Paytm ekhokhelwa ngemva kokuthumela imibhalo ebonakalayo. I-KYC esivele ithunyelwe ku-akhawunti ye-Paytm yanele kulokhu. Ngaphandle kwezinye izinhlelo zokusebenza ezisetshenziswayo manje, i-Paytm postpaid ingenza okuningi kakhulu. 

 

Yiziphi izinzuzo ze-Paytm Postpaid uma ziqhathaniswa nezimbangi?

 

Inzuzo eyinhloko negqanyisiwe ye-Paytm postpaid ukuthi singayisebenzisa njengezinsizakalo eziku-inthanethi nezingaxhunyiwe ku-inthanethi. Ezinye izinhlelo zokusebenza ze-Pay kamuva zinikeza amasevisi azo ngezinhlelo zokusebenza ezikhethiwe kuphela, hhayi abathengisi abangaxhunyiwe ku-inthanethi. Lokho kusho ukuthi i-Paytm postpaid isetshenziswa kubathengisi abaku-inthanethi nabangaxhunyiwe ku-inthanethi. Ake sidlule kwezinye izici ezibalulekile

  • Thola ikhredithi esheshayo efika ku-Rs. 60,000 ngokufanele
  • Asikho isidingo sokuhambisa noma yiluphi uhlu olude lwamadokhumenti
  • I-akhawunti kufanele isebenze phakathi nemizuzu emi-2, kanye nezinyathelo ezithile ezilula
  • Okwenziwayo kusekelwe abathengisi bendawo
  • Singakhokha kanye noma nge-6 EMI
  • I-Pay Later isetshenziselwa ukukhokha izikweletu zanyanga zonke, ukuthenga ku-inthanethi nokungaxhunyiwe ku-inthanethi, amathikithi okubhuka nokunye okuningi
  • Sizothola izinsuku ezingama-30 zokubuyisela, futhi futhi akunanzalo.
  • Umkhawulo wesikweletu uzokwenyuka ngokuya ngenkokhelo.

 

Khokha ngokuhamba kwesikhathi nge-ICICI Bank.

 

Izinkampani eziningi kangaka zinikeza isevisi yokukhokhela kamuva, kodwa kungokokuqala ukuthi ibhange ngokwalo linikeze le sevisi. I-ICICI Bank ibe yibhange lokuqala ukuhlinzeka ngezinsizakalo ezikhokhelwa kamuva ukuze lithengele amakhasimende alo izinto ezincane. Ikhasimende lizothola umkhawulo wesikweletu kusukela ku-Rs.5,000 ukuya ku-Rs.20,000. Isici esibalulekile se-ICICI Pay kamuva umkhawulo wesikhathi sokukhokha. Lapho ezinye izinkampani zinikeza isikhathi sokukhokha sezinsuku eziyi-15, i-ICICI inikeza izinsuku ezingama-30 zokukhiqizwa kwebhili kanye nokukhokha ngaphambi komhla ziyi-15 enyangeni ezayo. Singakhokha isikweletu sisebenzisa inkokhelo ye-inthanethi.

 

Yiziphi izinzuzo ze-ICICI Pay kamuva uma ziqhathaniswa nezimbangi?

 

  • Isici esiyinhloko Isakhiwo sokukhokha. Khokha inkokhiso yakamuva kuphela ngomhlaka-30 wenyanga ngayinye, futhi singakhokha ngaphambi komhla ziyi-15 enyangeni ezayo.
  • Singenza ukuthenga ku-inthanethi nokungaxhunyiwe ku-inthanethi futhi sidlulise imali sisebenzisa i-UPI.

 Ake Sikhulume Ngezinye Izinhlelo Zokusebenza Zamuva Zamazwe Ngamazwe Futhi

 

Sezzle

sezzle

 

I-Sezzle ihlinzeka ngohlelo lwakamuva lokukhokha lwamazwe ngamazwe kumakhasimende futhi manje isihlanganisa abathengisi be-eCommerce abaningi emhlabeni jikelele. Phakathi kwalaba, abathengisi abangaphezu kuka-40,000 baseNdiya. Izigidi zabathengi zingasebenzisa inketho ethi Thenga Manje, Khokha kamuva ngalokhu. Banikeza izitolimende ezingenayo inzalo, izindleko ezingafihli kanye nezingafihliwe kanye nokukhokha emasontweni ayisithupha kuzitolimende ezi-700.

Ngo-2023, balindele ukukhuphula umkhawulo wesikweletu ngisho nokuthenga idivayisi kagesi. Thenga Manje Khokha Kamuva insizakalo enweba amaphiko emhlabeni wonke.

 

AfterPay 

I-Afterpay yinkampani ezinze e-Australia ehlinzeka nge-Buy now Pay Later Service. Uma umsebenzisi ekhokha inani ngesikhathi, khona-ke kuzoba nenzalo engu-0% .Lolu hlelo lokusebenza lwe-Pay Later lungcono kakhulu kubafundi bamazwe ngamazwe.

Isiphetho

 

Izinhlelo zokusebenza ze-BNPL(Thenga Manje Khokha Kamuva) emhlabeni wonke zingenye yezinhlelo zokusebenza zeselula ezinezinga eliphezulu ezisetshenziswa ekuphileni kwethu kwansuku zonke. Iningi lempilo yasedolobheni lincamela izinhlelo zokusebenza ze-Pay Later zokuphatha imali nokuphepha. Ngakho-ke Izinkampani Zokuthuthukisa Uhlelo Lokusebenza Lomakhalekhukhwini bajahe ukuthuthukisa iholo elisha kamuva Izinhlelo zokusebenza. Ukuphathwa Kwemali kusisiza ukuba siphile impilo esiyifunayo ngaphandle kwengcindezi yezimali. Ekupheleni kwenyanga, kuqinile ukuhlangabezana nenkatho. Khokha Izinhlelo Zokusebenza kamuva ukuze unikeze isikweletu Esifanelekile obekufanele sikhokhelwe phakathi nomkhawulo wesikhathi othize. Esikhundleni sokuboleka imali, ivele inikeze ukwesekwa kwezezimali ngaphandle kwenzalo.

 

Ama-Credits wesithombe:  www.freepik.com , Ilula, I-Paytm Postpaid, I-LazyPay, Sezzle, AfterPay