Uphononongo lubonisa ukuba inani labasebenzisi be-app yeselula linyuke kakhulu kwezi ntsuku kwaye ke iintlawulo zeselula nazo. I-smartphone iba yenye yeemfuno ezisisiseko zabantu kwaye baguqula indlela abantu abaphila ngayo, kwaye ngoku bayayitshintsha indlela abahlawula ngayo. Yiyo loo nto iinkampani kufuneka zamkele iintlawulo zeselfowuni ukuze zihlale zikhuphisana. Intengiselwano ebandakanya intlawulo ngeselula ibizwa ngokuba yintlawulo yeselula okanye ukudluliselwa kwemali ngeselula.
Kukho uluhlu olubanzi lwamasango entlawulo akhoyo namhlanje. Ukuze sikuncede ukhethe ezona ndlela zisebenzisekayo kwaye zisetyenziswa ngokubanzi kwintlawulo yemfonomfono eIndiya, siye saqulunqa uluhlu lwezona ziphezulu ezili-10 ezisetyenziswa kakhulu ngokusekelwe kumava eqela lethu lophuhliso.
1. Razorpay
I-Razorpay yenye yezisombululo zentlawulo e-Indiya kunye nokusebenza kodidi oluphezulu. Nabani na okhuthaza okanye onikezela ngeenkonzo zokuhlawula kwi-intanethi unokubambisana nabo. Inemali yokumisela i-zero kunye nemirhumo yokulondoloza. Iindlela zokuhlawula ziquka i-UPI, i-credit & debit card, ibhanki ye-net, kunye nezipaji ezifana ne-MobiKwik, i-Olamoney, njl. Sigosoft, I-Razorpay ihlala iyindawo yethu yokukhetha. Ekubeni inekiti yokudibanisa ekulungele ukusetyenziswa, inkqubo yokudibanisa ilula kakhulu kwaye ithatha ngaphantsi kweyure ukuya kuphila.
Iimpawu zayo zibandakanya ukusebenza ngokukhawuleza, iindlela ze-100 + zokuhlawula, intlawulo ekhuselekileyo, inkxaso ehlala ikhona ngenkxaso yabathengi ngeefowuni, iingxoxo, kunye ne-imeyile, ideshibhodi enenkcazelo yedatha yexesha langempela, kunye nezinye ezininzi. Isebenzisa i-PCI DSS yenqanaba le-1 isisombululo esithobelayo senkqubo yokuhlawula ekhuselekileyo.
Abasebenzisi abakhulu: Airtel, Goibibo, ZOHO, Zomato
Amaqonga eefowuni eziphathwayo: Android & iOS
2. Instagram
NjengeRazor Pay, i-Instamojo isoloko ilukhetho oluphezulu kubaphuhlisi bethu kuba isebenziseka ngokulula. Nge-Instamojo, umrhwebi omtsha unokwenza lula i-akhawunti kunye nesango lokuhlawula ukuqokelela iintlawulo kwi-intanethi, kungakhathaliseki ukuba unayo iwebhusayithi okanye ayikho. Oku kukwasimahla kwimirhumo yokumisela kunye nemirhumo yokulungisa. I-Instamojo inokusekwa ngokukhawuleza. Zonke iimfuno zakho zeshishini le-e-commerce zinokuqhutywa kweli qonga elinye. Imithombo yentlawulo ibandakanya i-UPI, i-credit & debit card, ibhanki yenetha, izipaji, njl.
Unokwenza amakhonkco entlawulo kwaye unokuqokelela intlawulo kubathengi bakho. Ikhonkco linokuveliswa kwideshibhodi ye-Instamojo. Ungaqokelela iintlawulo, ulawule iintengiso, wenze iintlawulo, kwaye usombulule iimeko usebenzisa i-app yeselula ngesango lokuhlawula le-Instamojo. Amava ethu kunye nabo yayikukuba banikezela ngenkxaso kubathengi ngendlela ecacileyo kakhulu. Ngamanyathelo nje ambalwa abasebenzisi banokufumana inkonzo yabo yenkxaso yabathengi nabo.
Abasebenzisi abakhulu: UrbanClap, ibali lakho
Amaqonga eefowuni eziphathwayo: Android & iOS
3. Paytm
Ngoku unokuhlawulela izinto zakho zemihla ngemihla ngokulula kwi-Paytm, elona qonga likhulu le-e-commerce laseIndiya. Lisango lentlawulo leento zonke elibonelela ngeendlela ezininzi zokuhlawula ezibandakanya i-UPI, amakhadi etyala & nedebit card, ibhanki yetha, iPaytm wallet, Paytm postpaid, njl. Kwakhona, ayinamrhumo wokuseta okanye umrhumo wokulungisa. Ukuvula okukhawulezileyo, ukudityaniswa okulula, imithombo yentlawulo eyi-100+, amazinga aphezulu empumelelo, amava angcono okukhangela, ideshibhodi enamandla yokubeka iliso kwimisebenzi, kunye nenkxaso yabathengi abazinikeleyo ekhoyo imini nobusuku zizizathu ezimbalwa zokuba kutheni uninzi lwezisombululo zeshishini zikhetha i-Paytm njengentlawulo yazo. isango.
Ukuba ishishini lakho linabathengi baseIndiya nabamazwe ngamazwe, yeka ukucinga kwaye uye kwiPaytm. Nangona kunjalo, ngokusekwe kumava ethu, ayibonakali isebenziseka kakhulu. Amasango entlawulo ayingowona ngqwalasela yawo iphambili kuba ikwabonelela ngothotho lwezinye iinkonzo. Ngaphezu koko, ukufumana isango lokuhlawula kufuna i-KYC, kodwa i-KYC ye-Paytm inzima kwaye idla ixesha.
Abasebenzisi abakhulu: iLenskart, iNkampani yaseDolophini, iSwiggy, Vi
Amaqonga eefowuni eziphathwayo: Android & iOS
4. Paypal
Ayiyomfihlo into yokuba iintlawulo zePayPal zithandwa kakhulu, kwaye yenye yeebrendi eziphambili. Abantu abaninzi nangona bengenawo nawaphi na amava ngeentlawulo ze-elektroniki bavile ngegama elithi "PayPal"- isibonakaliso esicacileyo sesimo sayo. Esi sisombululo sesango lokuhlawula sifanelekile kuqaliso, amashishini, ii-SMEs & nabasebenza ngokuzimeleyo. I-Paypal nayo ineefizi zokuseta zero kunye neefizi zokulungisa. Kwiinkonzo zamazwe ngamazwe, siqhele ukuya kwi-Paypal, kodwa ingxaki enkulu esiye sadibana nayo ngelixa sisebenzisa i-Paypal, ithatha malunga neentsuku ezi-5 zokudityaniswa.
Ivulwe phantse naphi na emhlabeni, yamkela iintlobo ngeentlobo zeemali (malunga nama-26), kwaye ifumaneka phantse kuyo yonke indawo. Isiphumo sicacile: I-PayPal iqhuba i-5-10 yezigidi zeentlawulo mihla le, kwaye inani lihlala likhula kunye nesiseko esikhulayo sabathengi.. Inkxaso yabathengi ihlala ikhona ngeefowuni kunye nee-imeyile.
Abasebenzisi abakhulu: Shopify, Freshbooks, Shopmatic, WHMOS
Iqonga losetyenziso lweselula: Android & iOS
5. I-CCAvenue
I-CCAvenue lelinye lamasango entlawulo adumileyo eIndiya aneenketho zentlawulo ezingama-200+. Oku kubandakanya amakhadi okuthenga ngetyala, amakhadi ebhanki, i-net banking, i-UPI, izixhobo ezihlawulwa ngaphambili, kunye nokunye okuninzi. Iqela lezixhobo ezinamandla ziyilelwe ukuvuselela ukusebenza kakuhle kunye nokusebenza kakuhle kwesisombululo. Ukuvumela ukufikelela kwihlabathi jikelele, iphepha lokuphuma lifumaneka ngeelwimi ezili-18 eziphambili zaseIndiya nezamazwe ngamazwe. Inemirhumo yokumisela i-zero kwaye inokuvulwa kwisithuba seyure.
I-2 yeempawu eziphambili zeli sango lokuhlawula, i-CCAvenue FRISK yokufumanisa umngcipheko kunye ne-CCAvenue SNIP yokwenza imali kwinethiwekhi yoluntu. Ezinye iimpawu zayo ziquka ukusetyenzwa kweemali ezininzi, iphepha lokuphuma ngeelwimi ezininzi, ukwenza ngokwezifiso ngokulula, uzame kwakhona ukhetho xa intengiselwano ingaphumeleli, umzila oguquguqukayo ohlakaniphile ukufumana isango elisebenza kakuhle, iphepha lokuphuma eliphendulayo, njl njl. I-CCAvenue ineqela lenkxaso ephezulu yokusombulula imibuzo yakho. ngokusebenzisa iminxeba, izingxoxo, kunye nee-imeyile.
Abasebenzisi abakhulu: Yenza uhambo lwam, iMyntra, iLakme, iAir Asia
Amaqonga eefowuni eziphathwayo: Android, Windows & iOS
6. Zaakpay
Eli lisango lentlawulo eliphuhliswe nguMobiKwik eIndiya. Ilungele amashishini amancinci, aphakathi kunye neziqalo kwaye ayinayo intlawulo yokumisela kunye nokugcinwa kwayo. Ineendlela ezahlukeneyo zokuhlawula ezifana ne-UPI, iikhowudi ze-QR, ii-credit cards & debit card, i-net banking, njl njl. Kwakhona, ineendlela zokuhlanganisa eziguquguqukayo kakhulu ukwenza kube lula kubasebenzisi ukudibanisa eli sango lokuhlawula kunye nesicelo sabo seselula. Kuthatha usuku olunye kuphela ukudibanisa iZaakpay.
Iimpawu zayo zibandakanya ukuthengiselana okukhuselekileyo, ideshibhodi enamandla yokulawula intlawulo esebenzayo, izinga elincitshisiweyo lentengiselwano engaphumelelanga, iphepha lokuphuma elizenzekelayo ukuze utshatise uphawu lwakho kunye ne-UI egudileyo, amaxabiso afikelelekayo, kunye ne-24 * 7 inkxaso yabathengi. Isebenzisa isango le-PCI DSS elithobelayo lokugcina idatha yomsebenzisi ikhuselekile kwaye ikhuselekile.
Abasebenzisi abakhulu: Uber, IRCTC, Indiamart, Akbar uhamba
Amaqonga eefowuni eziphathwayo: Android & iOS
7. UJuspay
IJuspay lelinye lamasango athembekileyo okuhlawula eIndiya. Uninzi lweenkampani ezikhokelayo ziyisebenzisa njengesisombululo esithembekileyo sentengiselwano ekhuselekileyo ye-Intanethi. Ukusebenza kwayo kunye nokusebenza kakuhle kweendleko kuyenza ibe lolona khetho lufanelekileyo kwizicelo zeselula. I-Juspay ayihlawulisi nayiphi na imali yokumisela okanye iimali zokulondoloza. Kodwa iintlawulo zentengiselwano zilungiselelwe. Inkqubo yokuseta kwangoko idibanisa.
Amava okuphuma aqwalaselwe ngokupheleleyo, ukudityaniswa okukodwa kuzo zonke iinethiwekhi, ukuphuma kwe-Express zezinye zeempawu zeJuspay. Unokubuza imibuzo yakho kwaye ufune inkxaso yabathengi ngee-imeyile.
Abasebenzisi abakhulu: Snapdeal, redBus, Book My Show, Zoomcar
Amaqonga eefowuni eziphathwayo: Android & iOS
8. Cashfree
I-Cashfree lisango lokuhlawula e-Indiya kunye ne-120+ uluhlu olubanzi lweendlela zokuhlawula ezifana namakhadi okuthenga ngetyala kunye ne-debit, ibhanki ye-net, i-wallets ehambayo, kunye nokunye okuninzi. Ngaphandle koku banikezela ngeendlela zokuhlawula ezingenamakhadi ezifana nemali ye-Zest, imali ye-Ola, njl. Yakhelwe iimfuno zebhanki ezipheleleyo zeshishini. Nje ukuba ugqibile ngeenkqubo, ungaya kuphila kwiiyure ezingama-24.
Isango lokuhlawula i-Cashfree lenza iintlawulo zamazwe ngamazwe kwaye kuphela kwesisombululo esinika imbuyekezo ngokukhawuleza. Iimpawu zayo eziphambili ziquka ukuqokelelwa kwentlawulo, intlawulo ephindaphindiweyo, kunye nentlawulo. Inenkqubo elula kakhulu yokukhwela kwaye abathengi baya kufumana inkxaso yeeyure ezingama-24 kwicala labo. Oku kunee-APIs ezilungele ukwenziwa kakhulu ukuvumela abasebenzisi ukuba bafezekise intlawulo abayifunayo.
Abasebenzisi abakhulu: iPuma, iSondeza imoto, ii-Inshorts, iiGrofers
Amaqonga eefowuni eziphathwayo: Android & iOS
9. QPay India
Esi sisisombululo sentlawulo yedijithali ekhawulezayo, ekhuselekileyo, eyomeleleyo, kwaye ethembekileyo ngokunjalo. Ikwanayo neenketho ezahlukeneyo zokuhlawula ezifana namakhadi etyala kunye nedebhithi, i-UPI, ibhanki yenetha, kunye nokunye. Ukuba ufuna i-POS ephathekayo kwintlawulo yakho yeselula, kungcono ukhethe i-QPay. Xa kufikwa kukhuseleko, yi-PCI DSS eqinisekisiweyo. Ikhululekile kwimirhumo yokumisela kunye neentlawulo zokulondoloza kodwa kuthatha iintsuku ezi-3 ukuya kwezi-5 ukuseta inkqubo.
Iimpawu ze-QPay zibandakanya ukulawulwa kobuqhetseba, ukukhutshwa kwefowuni, iingxelo zezibalo zexesha langempela, ukuhlanganiswa ngokukhawuleza, ukhetho lokuphinda uzame xa ukuthengiselana kungaphumeleli, inkxaso yemali eninzi, ukwamkelwa kwamakhadi ngamazwe ngamazwe, iphepha lokuphuma kweelwimi ezininzi, kunye nezinye ezininzi. Abasebenzisi banokufumana inkxaso yabathengi 24 * 7 * 365 ngeengxoxo, i-imeyile, okanye umnxeba.
Iqonga losetyenziso lweselula: Android, iOS, Windows
10. Intlawulo yaseIndiya
Iqonga le-IndiaPay livumela utshintshiselwano olukhawulezayo, olukhuselekileyo, oluthembekileyo, lwexesha lokwenyani kwi-Intanethi. Iinketho zayo zokuhlawula ziquka i-credit & debit cards, iitshekhi, i-UPI, njl. Ngokungafaniyo namanye amasango okuhlawula, inemirhumo yokucwangcisa eguquguqukayo kunye neemali zokulondoloza.
Intlawulo yaseIndiya inodibaniso olulula kakhulu kuba ine-APIs yokudibanisa naphi na kwaye kunye nale nto, ibonelela abasebenzisi ngamava angenamthungo omsebenzisi. Nanini na xa uhlangabezana nazo naziphi na iingxaki usebenzisa inkqubo, unokufikelela kwinkonzo yabathengi, ekhoyo 24/7.
Abasebenzisi abakhulu: India mart
Amaqonga eefowuni eziphathwayo: Android & iOS
Amazwi okuvala,
Ukuba nesango lokuhlawula kwisicelo sakho esiphathwayo kuhlala lolona khetho lulungileyo lokuzigcina kule marike yokhuphiswano. Kuba zininzi iinketho ezikhoyo, luxanduva lwethu ukukhetha eyona ilungele ishishini lethu. Ngokuxhomekeke kwiinjongo zayo ezithile, isango ngalinye lokuhlawula linezinto zalo ezizodwa. Khetha eyona ifanele iimfuno zakho kwaye uthathe inyathelo elilandelayo kuhambo lwakho lweshishini.