emva kwexesha

 

Ukuhlawula Kamva ii-Apps zidlala indima ebalulekileyo kuLawulo lweMali. Amatyala ombane, amatyala amanzi, ukutshajwa kwakhona kwemfonomfono, ukutshajwa kwakhona kwe-DTH, iigrosari zemihla ngemihla, iintlawulo zobisi njl. Ayisiyiyo yosapho kuphela kodwa nabafundi, imali yabo yepokotho yokutshaja, amashwamshwam, nokunye okuninzi. Kodwa amaxesha athile xa uphelelwa yimali, Kunzima ukuhlangabezana nesiphelo kwiintsuku ezimbalwa zokugqibela zenyanga. Nali ixesha lokusebenzisa i-Pater Apps

 

Zisebenza Njani Ii-Apps zokuHlawula kamva?

 

Ulawulo lweMali lusinceda siphile ubomi esibufunayo ngaphandle koxinzelelo lwemali. Hlawula kamva ii-Apps zibonelela ngetyala elilinganiselweyo, ayisimahla, kodwa sinokuyihlawula kamva emva kweveki enye okanye inyanga enye okanye kamva ngokwesicwangciso. Ewe! Singaodola ngoku, kwaye umhlawuli wetyala wethu uya kuhlawula. Ezinye ii-apps zokuhlawula kamva zibonelela ngenkxaso yomthengisi ngaphandle kweintanethi. Elona candelo lilungileyo le-Pay later App kukuba ayinanzala. Hlawula kamva i-App ingasetyenziselwa iintlawulo zebhili, iintlawulo zerenti, ukuthenga igrosari njl.njl.

 

Kutheni kufuneka ndisebenzise ii-Apps zokuHlawula kamva?

 

Hlawula kamva Apps 

  • Ulawulo lweMali yeyona njongo iphambili ye-Pay later Apps
  • Eyona ndlela ikhuselekileyo yentengiselwano njengoko singafuni ukungena kwiakhawunti yethu ngalo lonke ixesha. 
  • Asifuni kuzikhathaza ngokusilela kwentengiselwano kunye nenkqubo yembuyekezo
  • Eyona nto ibhetele kubafundi abanokulawula imali yabo ngobulumko kwaye nabazali banokuhlalutya indlela umntwana achitha ngayo imali

Iisayithi ezininzi zabarhwebi zidibanise iisayithi zokuhlawula kamva njengenxalenye yokhetho lwabo lokuhlawula. Inani labasebenzisi beziapps kusenokwenzeka ukuba likhule ngokunyuka kokusetyenziswa kwee-smartphones kunye neemarike ze-intanethi. Ngokunyuka kwenguqu yedijithali, ukusetyenziswa kwe-Thenga ngoku kuhlawula ii-apps zamva zanda ukuya kwincopho yayo. 

 

Zeziphi Ezona Ii-Apps ezilungileyo zokuHlawula kamva?

 

Hlawula kamva ii-Apps ziyafana namakhadi okuthenga ngetyala, kodwa i-App ayizukubonelela naliphi na ikhadi lomzimba. Ifana nesipaji. Kule mihla, usetyenziso oluninzi lubonelela ngendlela yokuHlawula kamva, kwaye ezi zibe yinxalenye yobomi bethu. Nje ukuba umntu amsebenzise, ​​unokuba kwindawo yokuthuthuzela ukusebenzisa oku. Eyakutshanje kunye i-app entsha yokuhlawula kamva ingezantsi

Makhe sijonge kwiimpawu kunye neenzuzo zezona zicelo zingcono ze-Pay kamva:

 

Ilula

apps inkxaso elula

 

I-Simpl yenye yee-Apps ezikhula ngokukhawuleza emva kwexesha eIndiya. Njengoko igama layo libonisa, kulula ukuyisebenzisa kwaye inenkxaso ebalaseleyo yabathengi. I-Simple inikezela ngeentengiselwano kunye nabarhwebi abaninzi. Umda wenkcitho uya kuhlala unyuka ngokwemikhwa yokuchitha, amandla eprofayili yabathengi, kunye nokuhlawula rhoqo. Ukuhlawulwa rhoqo kweebhili ngumba obalulekileyo wokuphucula imida yamatyala. I-Simpl inikezela ngeentengiselwano kwii-Apps ezininzi zabarhwebi kunye nenkonzo yenkonzo.

I-Simple ayinikezi kuphela kwi-App yegrosari ekwi-intanethi kodwa nakwintlawulo yenyanga ngokutsha, practo like I-Telemedicine App Njl

 

ILazyPay

 

 

ILazyPay yenye yeevenkile ezikumgangatho ophezulu ngoku kwaye ihlawula usetyenziso kamva. Iza nezinto ezintathu onokukhetha kuzo: hlawula kamva, imali-mboleko yobuqu ekhawulezileyo, kunye ne-EMI. Sinokwenza iakhawunti yokuhlawula ivila ngenombolo yethu yeselula ngeapp okanye iwebhusayithi. I-LazyPay yamkelwa ngabathengisi abangaphezu kwe-100, kuquka Ukuhanjiswa kokutya kweApp njengeZomato, Swiggy, Dunzo, Uber njalo njalo. Banomjikelo weentsuku ezili-15 omele ukuba ngowe-3 kunye nowe-18 kwinyanga nganye. NgeLazyPay, into ephambili kukuba ukuba asiphumelelanga ukubuyisela ngexesha, intlawulo yesohlwayo iya kuba ngaphantsi kwabakhuphisana nabo.

 

Yintoni eyenza iLazypay yahluke kwabanye?

 

  • ILazyPay inika isiqinisekiso malunga nokhuseleko oluphezulu kwiintengiselwano kunye nokugcinwa kwedatha.
  •  I-LazyPay ilandela ngokungqongqo zonke izikhokelo ezikhutshwe yi-RBI. 
  • Akusayi kubakho kusilela kwintengiselwano kwiphepha lokuphuma.
  • Eyona app yoHlawula kamva yabafundi.

 

Paytm Postpaid

iposi ye-paytm ihlawulwe

 

Sinokuthi i-Paytm postpaid ngokungathandabuzekiyo yeyona App ibalaseleyo emva kwexesha. Into ephambili kukuba ibonelela ngokuthenga ngaphandle kwe-intanethi ngokuskena ikhowudi ye-QR kunye ne-intanethi. Kwakhona, fumana ityala ngoko nangoko ukuya kuthi ga kwi-Rs. 60,000 kwimizuzu ngokufanelekileyo. Singazitshintsha iindleko zethu zetyala zibe yi-EMIs ezi-6. Kulula ukwenza i-akhawunti ye-Paytm ehlawulwayo ngaphandle kokungenisa amaxwebhu aphathekayo. I-KYC esele ingenisiwe kwi-akhawunti ye-Paytm yanele kule nto. Ngaphandle kolunye usetyenziso ngoku hlawula ii-apps zamva, i-Paytm postpaid inokwenza okungakumbi. 

 

Ziziphi izibonelelo zePaytm Postpaid xa kuthelekiswa nabantu okhuphisana nabo?

 

Eyona nto ibalulekileyo kunye nenzuzo eqaqambileyo ye-Paytm postpaid kukuba sinokuyisebenzisa njengeenkonzo ze-intanethi kunye ne-offline. Ezinye ii-apps ze-Pay kamva zibonelela ngeenkonzo zazo kuphela ngee-apps ezikhethiweyo ezinikezelweyo, hayi abathengisi abangekho kwi-intanethi. Oko kuthetha ukuba i-Paytm postpaid isetyenziswa kubathengisi be-intanethi nabangaphandle kwe-intanethi. Makhe sijonge ezinye iimpawu ezibalulekileyo

  • Fumana ikhredithi efikelela kwi-Rs. 60,000 ngokufanelekileyo
  • Akukho mfuneko yokungenisa naluphi na uluhlu olude lwamaxwebhu
  • I-akhawunti kufuneka isebenze kwimizuzu emi-2, kunye namanyathelo athile alula
  • Iintengiselwano zixhase abarhwebi basekuhlaleni
  • Singakwazi ukubuyisela kanye okanye nge-6 EMI
  • Ukuhlawula kamva kusetyenziselwa ukuhlawula amatyala enyanga, ukuthenga kwi-intanethi kunye nokungaxhunyiwe kwi-intanethi, amatikiti eencwadi kunye nokunye okuninzi
  • Siya kufumana iintsuku ezingama-30 zokuhlawula, kwaye akunanzala kwakhona.
  • Umda wetyala uya kwanda ngokusekelwe kwimbuyekezo.

 

Hlawula Kamva yi-ICICI Bank.

 

Iinkampani ezininzi zibonelela ngenkonzo yokuhlawula kamva, kodwa eli lixesha lokuqala ibhanki ngokwayo ibonelela ngale nkonzo. I-ICICI Bank yayiyibhanki yokuqala yokubonelela ngeenkonzo zokuhlawula kamva ukuthenga izinto ezincinci kubathengi bayo. Umthengi uya kufumana umda wetyala ukusuka kwi-5,000 ukuya kwi-Rs.20,000. Isici esibalulekileyo se-ICICI Pay kamva ngumda wexesha lokubuyisela. Xa ezinye iinkampani zinikezela ngeentsuku ze-15 ixesha lokubuyisela, i-ICICI inikezela nge-30days yokuveliswa kwebhilikhi kunye nokubuyisela ngaphambi kwe-15 yenyanga ezayo. Sinokuhlawula ibhilikhi ngokusebenzisa intlawulo ye-intanethi.

 

Ziziphi iinzuzo ze-ICICI Pay kamva xa kuthelekiswa nabakhuphisana nabo?

 

  • Uphawu oluphambili luBume bembuyekezo. Hlawula ibhili kamva kuphela nge-30 yenyanga nganye, kwaye sinokuyihlawula ngaphambi komhla we-15 kwinyanga ezayo.
  • Sinokwenza utshintshiselwano lwe-intanethi kunye ne-intanethi kwaye sidlulise imali sisebenzisa i-UPI.

 Makhe sithethe ngezinye ii-Apps zokuHlawula kamva

 

Sezzle

sezzle

 

I-Sezzle ibonelela ngenkqubo yokuhlawula kumazwe ngamazwe kamva kubathengi kwaye ngoku ibandakanya ama-40,000 kunye nabarhwebi be-eCommerce abangaphezulu kwihlabathi liphela. Phakathi kwaba, bangaphezu kwama-700 abarhwebi baseIndiya. Izigidi zabathengi banokusebenzisa indlela yokuthenga ngokuthenga ngoku, Hlawula kamva ngale ndlela. Banikezela ngezavenge ezingenanzala, ukungafihli kunye neendleko ezingafihlwayo kunye nokubuyisela kwiiveki ezintandathu kwizavenge ezi-4.

Ngo-2023, balindele ukonyusa umda wetyala nokuba bathenge isixhobo sombane. Thenga Ngoku Hlawula Kamva inkonzo yokwandisa amaphiko kulo lonke ihlabathi.

 

Emva kwePay 

I-Afterpay yinkampani esekwe eOstreliya ebonelela ngokuThenga ngoku Bhatala kamva ngeNkonzo. Ukuba umsebenzisi ubuyisela imali ngexesha, ngoko ke kuya kubakho inzala eyi-0%.

isiphelo

 

I-BNPL(Thenga Ngoku Hlawula Kamva) Ii-Apps kwihlabathi jikelele yenye yee-apps ezikumgangatho ophezulu ezisetyenziswa kubomi bethu bemihla ngemihla. Uninzi lwabantu basezidolophini bakhetha iiapps zePay Later zolawulo lwemali kunye nentengiselwano yokhuseleko. Ngoko ke IiNkampani zoPhuhliso lwe-Mobile App bangxamele ukuphuhlisa umvuzo omtsha kamva Usetyenziso. Ulawulo lweMali lusinceda siphile ubomi esibufunayo ngaphandle koxinzelelo lwemali. Ekupheleni kwenyanga, kuyaqina ukuhlangabezana namaqashiso. Hlawula kamva ii-Apps ukuze unikeze ngetyala eliFanelekileyo ebekufuneka lihlawulwe ngexesha elibekiweyo. Kunokuba ibolekwe, ibonelela ngenkxaso yemali ngaphandle kwenzala.

 

IiCredits Zemifanekiso:  www.rwe.id.com , Ilula, Paytm Postpaid, ILazyPay, Sezzle, Emva kwePay