Ob peb xyoos dhau los tau pom qhov nce siab hauv cov kev them nyiaj digital. Ua tsaug rau kev hloov pauv digital, lub hnab nyiaj hauv xov tooj ntawm tes ua lag luam ua lag luam them nyiaj hauv online thiab tau nyiam ntau dua rau kev lag luam sai thiab tsis muaj fuss. Tsis tas li ntawd, nws yog ib txoj hauv kev yooj yim kom tshem tawm lub sijhawm tos kom them cov nqi lossis hloov nyiaj.
Cov hnab nyiaj txawb thiab cov apps them nyiaj tau zoo heev hloov txoj hauv kev uas peb them nyiaj. Peb twb tau tawm tsam peb txoj hauv kev mus rau qhov tsis muaj nyiaj ntsuab, tsis muaj kev tiv tauj, thiab lub sijhawm them nyiaj tiag tiag hauv ntiaj teb. Cov neeg siv tam sim no tuaj yeem mus ncig thiab khw yuav luag txhua qhov chaw hauv ntiaj teb yam tsis muaj nyiaj ntsuab, thiab tsis muaj daim npav ib yam! Muab, koj tsuas yog muaj cov khoom siv yees siv nrog koj, smartphone.
Mobile Payment App yog dab tsi thiab nws ua haujlwm li cas?
Kev them nyiaj txawb yog qhov ua tau zoo ntawm kev them nyiaj lub cev, qhov twg ib tus tuaj yeem khaws cov nyiaj mus yuav cov kev pabcuam sib txawv thiab cov khoom lag luam. Ib tus tuaj yeem siv lub hnab nyiaj digital no ntawm lub xov tooj ntawm tes los ntawm rub tawm daim ntawv thov thiab nkag mus rau cov ntaub ntawv tseem ceeb xws li npe, credit lossis debit card cov ntaub ntawv, thiab lwm yam.
Lub hnab nyiaj txawb tuaj yeem hloov pauv daim debit lossis credit cards thiab nyiaj ntsuab los ntawm kev cia cov neeg siv khoom them txhua qhov chaw nrog ib tus kais. Cov kev them nyiaj no muab cov neeg siv khoom yooj yim ntawm kev yuav khoom hauv online thiab xa nyiaj tam sim.
Kev them nyiaj txawb ua haujlwm los ntawm kev siv NFC (Near-Field Communications) txhawb nqa thev naus laus zis lossis QR thev naus laus zis. Lawv khaws cov neeg siv khoom cov ntaub ntawv them nyiaj hauv ib hom ntawv encoded vim kev ruaj ntseg. Qee qhov zoo tshaj plaws lub hnab nyiaj digital apps tseem cia cov neeg siv khoom yuav khoom hauv lub app los ntawm kev muab daim coupon, luv nqi, thiab lwm yam loyalty cards los yog cov kev pab cuam kom cov neeg siv hooked.
Vim li cas Mobile Payment Apps nrov?
Lub mobile them nyiaj app muaj kev nyab xeeb thiab txhim khu kev qha kev daws teeb meem thiab xyuas kom meej tias qhov kev sib pauv tshwm sim sai. Kev them nyiaj txawb cia koj xa nyiaj ntsuab los ntawm koj lub xov tooj smartphone, mus rau lwm tus neeg lossis mus rau qhov chaw them nyiaj ntawm qhov nias ntawm lub pob, ua rau koj qhov kev hloov pauv sai thiab yooj yim.
7 Cov Nta Tseem Ceeb kom suav nrog hauv Mobile Payment Apps
Nov yog qee yam uas yuav tsum xav txog thaum txhim kho qhov zoo tshaj plaws mobile them nyiaj app rau koj lub lag luam:
1. Yooj yim siv & Seamless Transaction
Kev them nyiaj los ntawm kev them nyiaj mobile yog ceev thiab du. Txhua yam koj yuav tsum ua yog txuas koj daim debit / credit card thiab cov ntaub ntawv siv tau nrog e-hnab nyiaj apps. Nws txuag koj cov ntaub ntawv rau authentication thiab muab kev ruaj ntseg thiab seamless pauv nyob qhov twg thiab txhua lub sij hawm nyob rau hauv lub ntiaj teb no. Cov neeg siv kuj tuaj yeem synchronize lawv cov ntaub ntawv nrog ntau yam khoom siv los siv e-hnab nyiaj ntawm ntau lub gadgets.
2. Kev Sib Tham Sib Tham thiab Smooth UI/UX Tsim
UI/UX tsim ua lub luag haujlwm tseem ceeb hauv kev koom nrog cov neeg siv. Kev tsim lub hnab ntim khoom zoo nkauj tuaj yeem thov rau tus neeg siv thiab txhawb kev sib cuam tshuam thiab kev nyiam. Txhawm rau kom ntseeg tau tias lub app siv tau yooj yim thiab siv tau yooj yim, ib qho yuav tsum xav txog UI / UX tsim raws li qhov tseem ceeb ntawm kev txhim kho mobile app. Nws pab kom muaj kev koom tes zoo dua thiab nyeem tau ntawm koj lub app rau cov neeg siv.
3. Huab-based Technology
Nrog rau qhov tshwj xeeb no, kev hloov pauv ceev tuaj yeem ua tau raws li kev nyab xeeb. Huab-raws li thev naus laus zis muab cov neeg siv khoom muaj peev xwm los hloov lawv cov smartphones rau hauv cov hnab nyiaj digital. Piv txwv li, kev them nyiaj ua haujlwm nrog tus kais yooj yim ntawm Point of Sale (POS) terminals yog qhov yooj yim rau kev them nyiaj rau cov neeg muag khoom, cov neeg muag khoom, thiab cov neeg yuav khoom zoo ib yam.
4. GPS taug qab & Navigation
Niaj hnub no, e-wallet functionality tso cai rau txhua tus neeg lossis cov lag luam lees txais kev them nyiaj mobile txawm lawv nyob qhov twg. Ua tsaug rau geolocation, GPS mus txog qhovtwg & navigation yog ib qho tseem ceeb hauv kev ua haujlwm ntawm e-hnab nyiaj app.
Nrog kev pab los ntawm GPS, cov neeg siv tuaj yeem nrhiav cov neeg ntawm lawv cov khoom siv thiab them nyiaj nrog tsuas yog tus kais ntawm tus neeg siv lub npe tshwj xeeb. Lub feature pab txuag lub sij hawm raws li tsis muaj cov ntaub ntawv tus account yuav tsum tau, thiab kev lag luam ua tau zoo.
5. Wearable Device Integration
Wearable thev naus laus zis tsis yog tsuas yog txwv rau cov khoom siv dag zog, smartwatches, lossis cov hniav nyiaj hniav kub ntse, tab sis kuj yog cov kauj ruam tom ntej rau kev them nyiaj mobile. Raws li Tractica, kev them nyiaj hnav yuav loj hlob mus txog $ 500 nphom los ntawm xyoo 2020, los ntawm $ 3 nphom hauv 2015.
Ib yam li contactless debit / credit cards, wearable them nyiaj gadgets muaj ib tug nyob ze Field Communication (NFC) nti. Cov nti no hu rau cov nti hauv daim npav nyeem ntawv ntawm qhov muag, ua kom muaj kev sib pauv yooj yim.
6. Kev txheeb xyuas kev siv nyiaj
Kev txheeb xyuas kev siv nyiaj yog ib qho cuab yeej ntxiv uas koj yuav tsum muab tso rau hauv koj lub hnab nyiaj mobile app kom cov neeg siv tshuaj xyuas lawv cov kev siv nyiaj. Nws txhawb kom cov neeg siv npaj lawv cov kev siv nyiaj zoo dua thiab txwv lawv cov kev siv nyiaj txhua qhov xav tau.
7. Tsis pub twg paub & Kev ruaj ntseg
Ib lub hnab nyiaj e-hnab xav kom cov neeg siv khaws lawv cov ntaub ntawv daim npav thiab nkag mus rau lawv cov passwords. Yog li, ib qho tseem ceeb tshaj plaws ntawm e-hnab nyiaj yog khaws cov ntaub ntawv no kom ruaj ntseg. Raws li lub hnab ntim nyiaj ib txwm yog lub hom phiaj muag rau cov neeg nyiag nkas, cov neeg tsim khoom siv lub hnab nyiaj mobile yuav tsum tsim kom muaj tus password tiv thaiv app nrog cov yam ntxwv zoo li ntiv tes, OTP, thiab QR code rau kev lees paub kom raug thiab siv tau ntxiv rau kev nyab xeeb, ceev, thiab kev them nyiaj zoo.
xaus
Cov yam ntxwv tseem ceeb uas tau hais los saum toj no hauv tsab xov xwm no hais txog qhov tseem ceeb ntawm kev tsim cov neeg siv khoom-centric mobile them nyiaj app uas ua rau kev hloov pauv yooj yim thiab ceev. Kev siv dav dav rau cov ntawv xa nyiaj hluav taws xob, kev ruaj ntseg ntawm tus account, thiab kev lag luam tsis muaj kev ua yuam kev, cov hnab nyiaj hauv xov tooj tau nce zuj zus los ua cov khoom lag luam thiab cov neeg siv khoom zoo sib xws.
Yog tias koj muaj lub tswv yim ntawm kev tsim lub mobile them nyiaj app rau koj lub lag luam, tiv tauj peb!